New Jersey Community Capital is pleased to launch the Garden State Relief Fund to meet the immediate

We know that small businesses are the heart of our communities and in the midst of the COVID-19 pandemic, many are encountering unexpected challenges in a rapidly changing market. To address these rising concerns, the Garden State Relief Fund offers working capital loans to small businesses and nonprofits negatively impacted by the COVID-19 pandemic.

Consistent with our mission, the Garden State Relief Fund ensures that small businesses and nonprofits are provided with quick yet equitable and inclusive opportunities for relief, stability, and growth. The Garden State Relief Fund provides financial support for those that often lack access to conventional capital and have been disproportionally affected by this evolving public health crisis.


  • Businesses and nonprofits with 3 to 50 full-time employees. NJCC will aim to process Garden State Relief Fund applications within 10-14 business days.

  • Special opportunity for businesses located in the THRIVE South Jersey footprint (Gloucester, Cumberland, Salem, and Western Atlantic Counties), thanks to the generous support of the Pascale Sykes Foundation. Please click here for more information.

Loan Terms

  • Up to 36 months. Please view this form for complete eligibility and terms.

How to Apply

To submit an application, please complete this form and return via email to

Additional Resources

  • ·New Jersey Economic Development Authority

  • ·Small Business Administration Office of New Jersey

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